Your next ₵7,500 loan starts with today’s payment

Whether you're on track or catching up, we're here to help you build better credit and unlock bigger loans—chat with an expert now.

Thanks! We'll contact you shortly to help you better build your credit.

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Your next ₵7,500 loan starts with today’s payment

Whether you're on track or catching up, we're here to help you build better credit and unlock bigger loans—chat with an expert now.

Thanks! We'll contact you shortly to help you better build your credit.

Oops! Something went wrong while submitting the form.

Why repay on time

Ways to repay your loan

Pay via the Fido app

Open the Fido app, tap “Pay Back”, and follow the prompts to complete your repayment.

Pay via Fido USSD

Dial *998#, enter your Fido PIN, and follow the instructions to repay your loan.

Pay via MTN or Telecel

MTN users: Dial *170# and follow the prompts. Telecel users: Dial *110# and follow the instructions.

4.0

“Started with ₵300. Now I get ₵4,000 loans to keep my shop fully stocked!” – Ama K.

4.5

“Paying on time really helped me because that way, I am able to secure higher loans.” – Kofi.

5.0

“Fido believed in me when banks wouldn’t. Now I get ₵7,500 to grow my business!” – Comfort A.

Fallen behind? It’s not too late

Missing a payment doesn’t mean it’s over. You can still avoid credit bureau listings, reduce penalties, and rebuild your score. Let us help you find the best repayment option.

Smart tips for food vendors

Our e-book is packed with tips and hacks for food vendors in Ghana to boost your business.

Download the free guide

1,000,000 + Customers Served

Frequently Asked Questions

Can I rebuild after defaulting?

Will one late payment really hurt me?

How fast can my loan amount increase?

What if salary delays and I can't pay on time?