Settle your loan for less

We are offering you a reduced repayment that makes clearing your loan easier. Connect with a Fido agent now and complete your payment before the offer ends.

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Why repay on time

Ways to repay your loan

Pay via the Fido app

Open the Fido app, tap “Pay Back”, and follow the prompts to complete your repayment.

Pay via Fido USSD

Dial *998#, enter your Fido PIN, and follow the instructions to repay your loan.

Pay via MTN or Telecel

MTN users: Dial *170# and follow the prompts. Telecel users: Dial *110# and follow the instructions.

4.0

“Started with ₵300. Now I get ₵4,000 loans to keep my shop fully stocked!” – Ama K.

4.5

“Paying on time really helped me because that way, I am able to secure higher loans.” – Kofi.

5.0

“Fido believed in me when banks wouldn’t. Now I get ₵7,500 to grow my business!” – Comfort A.

Fallen behind? It’s not too late

Missing a payment doesn’t mean it’s over. You can still avoid credit bureau listings, reduce penalties, and rebuild your score. Let us help you find the best repayment option.

See How

Smart tips for food vendors

Our  e-book is packed with tips and hacks for food vendors in Ghana to boost your business.

Download the free guide

1,000,000 + Customers Served

Frequently Asked Questions

Can I rebuild after defaulting?

Yes, but it takes time. Start with your next payment. Consistency is key. Many customers rebuild within 6 months of steady payments.

Will one late payment really hurt me?

Yes. Credit bureaus in Ghana track all loan payments. One default stays on your record and affects future loans from all lenders. Think long-term.

How fast can my loan amount increase?

Pay on time just 3 times and most customers see their loan double. Some go from ₵300 to ₵3,000 in just 3 months! 

Top performers reach ₵7,500.

What if salary delays and I can't pay on time?

Call us immediately! Explain the situation. We understand salary delays - it happens to everyone. The key is communication before your due date, not after.