Want to know the real secret to never stressing over a Fido loan? Just look at how some of our most successful customers manage their repayments.

Take Sarah, a teacher at Madina. She pays on Day 25 — the same day her salary lands. It’s part of her routine now. No reminders, no pressure — just peace of mind. Then there’s Kofi, a driver in Kasoa, who makes weekly and sometimes daily payments with his MoMo wallet from his daily income. His repayments go through quietly, even if he’s on the road.

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Different people, different methods — but they all have one thing in common: they pay when they have the money, not after ten missed calls from Fido. And that one habit makes all the difference. These customers get faster approvals, bigger loan limits, and zero stress when they apply again.

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What’s the lesson here?

Find your rhythm. Maybe it’s your salary day, market day, or a time when you know business is good. Use what’s available — USSD, or the app. Don’t wait until you can pay the full amount. Even a ₵50 part-payment shows commitment. It tells us you’re serious — and that matters.

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Fido sees effort. We reward consistency. Many of our customers who repay their loans on time find it easier and faster to access funds the next time. Why? Because trust grows with action. So don’t wait. Choose your plan, make it work for you, and enjoy the benefits of being a trusted borrower. Smart repayment isn’t complicated — it’s just consistent.