Don’t wait for payday, take a salary advance today!

Up to GHS 6,800 instantly! Upload payslip, become a customer, earn GHS 20.

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Don’t wait for payday, take a salary advance today!

Up to GHS 6,800 instantly! Upload payslip, become a customer, earn GHS 20.

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Why choose us

100,000+ customers served in Ghana

Ugandans #1 salary advance platform
Featured on Citi FM, GhanaWeb, Joy Business
4.0

"Fido helped me cover my child's medical bill days before payday. I just paid back when I got my salary!" – Mavis A.

4.5

"This was the smoothest loan I've ever taken. Got ₵500 in less than 10 minutes. No paperwork." – Nana K.

5.0

“I didnt't need to call anyone or fill forms. Just uploaded my payslip and had the money send straight to my wallet." - Kwesi T.

How to secure a loan as an employee

Verify your Identity

Take a quick selfie, upload your Ghana Card, and confirm your address to get started.

Upload payslip

Submit your most recent payslip to qualify for a fast salary advance from Fido.

Get approved & funded

Once your payslip is approved and verified, you will receive up to ₵6,800 instantly—plus a ₵20 reward when your loan is disbursed.

Smart tips for food vendors

Our  e-book is packed with tips and hacks for food vendors in Ghana to boost your business.

Download the free guide

Frequently Asked Questions

Who can apply?

Anyone with a valid Ghana Card, consistent income, and an active MoMo wallet can qualify.

When do I repay?

Your repayment date is synced with your payday. You'll see your due date clearly in the app.

How fast is the process?

Most customers are approved in under 10 minutes. Money is sent instantly to your MoMo wallet.

Do I need collateral?

No. Fido's salary advance is unsecured — no collateral or guarantor required.

How much can I borrow?

You can borrow up to ₵800 based on your profile and past repayment behavior.