Climate change is showing up in Ghanaian communities every rainy season — flooded markets, burnt kiosks, windstorms. For many business owners, a single climate event can wipe out months of hard work.
It's a protection benefit automatically included with qualifying Fido loans — at no extra cost. No forms to fill, no premiums to pay. Your cover activates the moment your loan is disbursed.
Open the Fido app and check your profile. If you see the insurance badge, your cover is active.
If a covered disaster affects your business: open the Fido app → Menu → Insurance → Submit a claim. Upload your evidence and complete the form. Once all required evidence is submitted, your claim will be reviewed and — if approved — the appropriate support will be provided.
Fido's mission is to give Ghanaians access to financial tools that work for their lives. A loan helps you grow — but a disaster can undo all of that overnight. Climate Disaster Insurance is Fido's commitment to being there not just when times are good, but when things go wrong. It costs you nothing. It could mean everything.