At Fido, we empower individuals and entrepreneurs across Africa—including teachers, nurses, government workers, IT professionals, traders, MoMo agents, artisans, drivers, and tradespeople—to start businesses, transact, plan ahead, control expenses, and withstand shocks. Through innovative digital lending, savings products, and financial tools, we break traditional banking barriers, making financial growth and inclusion accessible to all. This mission is led by a multidisciplinary leadership team at both global and Ghana levels, combining expertise in finance, technology, operations, and business developmentQ2 ESG Report.

Governance

Data privacy & security: Fido is ISO 27001 certified for information security management, ensuring robust protection of customer data and minimization of digital risks.
Stakeholder engagement: In Q2, Fido deepened engagement with tech entrepreneurs, underserved schools, startup incubators, and informal sector workers—including delivery riders—through events, grants, training, and credit accessQ2 ESG Report.
Values & principles: Our corporate values center on financial inclusion, innovation, and empowerment, guiding our operations to champion accessible credit for underserved communities.

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Social

Driving financial inclusion is central to our purpose—Fido’s initiatives in Q2 connected new-to-credit populations, including micro-entrepreneurs and informal workers, to flexible, collateral-free loans.
Key Q2 initiatives included:

• Osu Ringway Basic School CSR Project: Donated desktop computers, internet access, and mathematical sets to support digital literacy and BECE preparation. Facilitated hygiene training and mobilized GHS 18,000 in combined company and staff contributions Q2 ESG Report.
  
  
• WeWire HackHive Hackathon Sponsorship: Contributed GHS 10,000 to support young tech entrepreneurs with mentorship, pitching opportunities, and practical skill-building.
  
  
• African Entrepreneurship Academy (AEA) Sponsorship: Provided academy participants with access to Fido Quick Credit, resulting in high uptake among previously excluded entrepreneurs.
  
  
• DevX ’25 Tech Event: Brought together developers and tech professionals to encourage collaboration, knowledge sharing, and innovation.
  
  
• Yango Delivery Rider Sponsorship: Enabled delivery riders—traditionally excluded from bank financing—to access Fido’s credit platform.
  
  

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Environmental

Our operations remain fully digital, eliminating paper use across loan applications, approvals, and disbursements. This commitment to sustainability extends to:

• Resource efficiency: LED lighting and smart energy management in offices to reduce electricity usage.
  
  
• Climate resilience: Credit products that include climate insurance, helping small business owners manage climate-related risks and repayment stability.
  
  
• Plastic reduction: Initiatives to minimize plastic use in daily employee activities, complemented by a planned “Green Earth Project” to further environmental stewardship.
  
  

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2025 ESG Goals

Fido aims to integrate ESG principles deeper into its business strategy by:

• Expanding digital financial inclusion through community and school outreach.
  
  
• Scaling support for youth tech groups and entrepreneurship academies.
  
  
• Increasing credit access for underserved informal workers.
  
  

Strengthening environmental initiatives, including waste management and water conservation.

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Closing Remarks

Fido’s Q2 ESG efforts reaffirm our belief that digital finance can drive both economic empowerment and sustainable development. By fostering inclusive credit access, supporting community education, championing youth innovation, and adopting eco-friendly practices, we are creating meaningful impact across Ghana. As we move through 2025, we remain committed to empowering our customers, supporting our employees, safeguarding the environment, and upholding the highest governance standards.

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