Repayment trouble? The worst thing you can do is hide.

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We get it. Life happens. Sales are slow. School fees come up. Maybe your stock hasn’t moved yet. But the real damage doesn’t come from hardship — it comes from silence. If you can’t pay your loan on time, here are some options to consider.

1. Call Fido before your due date. We listen better before the deadline, not after.
   
   
2. Explain your situation honestly. We’re human too. And we’ve heard it all.
   
   
3. Pay what you can — It shows good faith and keeps your record active.
   
   
4. Agree on a new date — and stick to it. Trust is built this way.
   
   

Many customers think “I’ll pay when I have it,” but days turn into weeks — and suddenly, your credit is damaged, your limit is gone, and you're blocked by every lender in the system. One honest conversation is better than a month of silence and that matters.
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Try to pay on time. Pay small if you can and call early.