How it works


Download the Fido app

Visit the Google Play Store, search for 'Fido', and install the new Fido App.


Register to Fido

Open the app and begin registration by providing your mobile number. You will receive a one-time code to your phone via SMS.


Choose your Pin Code

Set your 4 digits PIN code, make sure it’s a code you can remember. Don’t share this pincode with anyone.


Let Us Know it's You

Submit your Selfie, Ghana Card and Address.


Assess your Fido Score

Complete your Fido Score assessment and take control of your finances. A higher Fido Score unlocks larger credit amounts and improved terms. 

Take an action like requesting business or personal credit, buying airtime & data bundles

Take a Credit

Apply for quick business or personal credit by following the application steps and get immediate approval. Once your credit is approved, money will be instantly sent to your Mobile Money account.

Pay With Fido

Pay your bills, buy data and airtime effortlessly from the Fido app. Enjoy a 10% discount on all top-up and data transactions. Consistently pay with Fido to boost your Fido Score and unlock exclusive products and improved terms. 

Save With Fido

Save money for a rainy day, a special occasion, or to reach a personal goal with Fido Savings. Improve your Fido score with every saving account you open.