Your loan repayment is due

We understand how tough times can get. Your loan is now overdue, and talking to us now can help you avoid further impact.

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Credit Bureau Report

Ref: GH-BOG-2026-X99218

ACCOUNT HOLDER

Name

ID: XXXX

DOB: XX/XX/XXXX

Phone: XXXXXXXXX

RISK CLASSIFICATION

WILLFUL DEFAULTER

FINANCIAL INSTITUTION

Fido Microcredit

Due Date

Balance Owed

Status

13/07/2025

0.00 GHS

Closed

22/08/2025

0.00 GHS

Closed

23/09/2025

1,240.00 GHS

Overdue

Bank of Ghana Directive (Section 70)

Unpaid defaults allow for Public Disclosure of debtor details in national media and Financial Blacklisting from all financial institutions licensed by the Bank o.

Can I rebuild after defaulting?

Yes, but it takes time. Start with your next payment. Consistency is key. Many customers rebuild within 6 months of steady payments.

Will one late payment really hurt me?

Yes. Credit bureaus in Ghana track all loan payments. One default stays on your record and affects future loans from all lenders. Think long-term.

How fast can my loan amount increase?

Pay on time just 3 times and most customers see their loan double. Some go from ₵300 to ₵3,000 in just 3 months!

Top performers reach ₵7,500.

What if salary delays and I can't pay on time?

Call us immediately! Explain the situation. We understand salary delays - it happens to everyone. The key is communication before your due date, not after.

Your loan repayment is due

Name

GHS 0.00

Why repay on time

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