Get more on your first loan.

Skip the survey — upload your payslip & bank statement for a first loan up to GHS 2,000.

Get more on your first loan.

Skip the survey — upload your payslip & bank statement for a first loan up to GHS 2,000.

Why choose Fido

Designed for people just like you.

Speed

Money in minutes

🪪

No Collateral

Just your ID, phone, payslip and bank statement

📈

Growth

Grow your credit limit as you repay on time.

How it works

Built around your life

1

Download Fido

Get the app from Google Play or the App Store. It takes less than a minute.

2

Create your profile

Verify your details in minutes. You will be asked for a payslip and bank statement to unlock a higher first loan.

3

Get your offer

See your personalised loan amount and repayment terms.

4

Receive your cash

Accept the offer and get funds sent straight to your Mobile Money wallet.

Real customers

What workers say about Fido

★★★★★

“Applied at 8pm, money in account by 8:05. My electricity debit was going off at midnight. Fido saved my evening.”

Ama Kyere

★★★★★

“I used my Fido loan to buy new tools for my business.”

Sarah D.

★★★★★

“I got my loan the same day I applied.”

Grace

★★★★★

“Fido really came through for me when I had an emergency and was short on cash.

Kwame

APPLY NOW

Find Out What You Qualify For

We’ve received your submission and we’re excited to learn more about you. Our team will contact you once your application has been reviewed.
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Frequently Asked Questions

How do I apply?

Enter your phone number and follow the prompts. The entire process happens on your phone—no paperwork, no stress.

What makes this offer different?

You receive faster processing and a higher chance of approval.

What documents do I need?

To apply, you will be asked for a payslip and bank statement to help unlock a higher first loan offer.

What can I use the loan for?

You can use it to boost your business or grow your side hustle—the choice is yours. There are no spending restrictions.

Your first loan is one upload away

Upload your payslip & bank statement — get up to GHS 2,000.