Your circle is your earning power!
Turn your network into income. Share Fido with people you know and get rewarded twice.
The more friends you refer, the more you earn.
Turn your network into income. Share Fido with people you know and get rewarded twice.
The more friends you refer, the more you earn.
Turn your network into income. Share Fido with people you know and get rewarded — twice.
No limits. The more friends you refer, the more you earn.
Free to join — no minimum referrals required
It takes less than a minute to start. Here's how the rewards flow to you.
Share your referral link
Get your unique link from the Fido app and send it to friends via WhatsApp, SMS, or wherever they are.
Your friend downloads the app and takes a loan
They sign up using your link, apply for a loan, and get their money fast — just like that.
You get paid — first reward
Once your friend's loan is approved and disbursed, GHC 15 lands in your mobile money wallet automatically.
They repay on time
Your friend repays their loan on schedule. Good for them — and great for you.
You get paid again — second reward
Another GHC 15 is credited to your mobile money wallet. That's GHC 30 in total!
Double rewards, zero catch
Number of referrals
Use slider to see your rewards
When your friend takes a loan
When they repay on time
Total per referral
You have to have taken and repaid a minimum of 2 loans before you can refer your friends and earn rewards.
Open the Fido app, scroll to the Share & Earn Money banner at the bottom of the home page, and tap on it to copy your unique link. Share it anywhere — WhatsApp, SMS, Facebook, or any other channel you prefer.
Yes, your friend must be a new Fido customer who signs up using your referral link. Existing users don't qualify for the referral reward.
You can refer up to 10 people. Every successful referral earns you GHS 30. The more you share, the more you earn.
Your first GHS 15 is credited once your friend's loan is disbursed. The second GHS 15 arrives when they repay their loan in full and on time. Both payments are automatic — no need to follow up.
Every person you refer who takes a loan and pays it back puts GHS 30 in your pocket.